Chapter 12 of 13
Chapter 12: How Much Can We Spend?
Indian Currency: Coins ₹1, ₹2, ₹5, ₹10, Notes ₹10, ₹20 & Toy Bills | CBSE Session 2026–27
Core Pedagogical Competencies & Concepts
- Recognizing Indian coins: ₹1, ₹2, ₹5, ₹10.
- Recognizing currency notes: ₹10 and ₹20 notes.
- Combining coins to pay an exact amount (e.g. ₹7 = ₹5 + ₹2).
- Calculating total cost of items bought at a stationary/toy shop.
- Calculating return change after payment.
All Textbook Exercises & In-Text Tasks (17 Questions)
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Q1
Textbook Exercise • Identifying Coins
Name the four coins commonly used in India shown in your textbook.
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• The four common Indian coins are: ₹1, ₹2, ₹5, and ₹10.
• The four common Indian coins are: ₹1, ₹2, ₹5, and ₹10.
CBSE Step-by-Step Marking Scheme
All 4 coins named (₹1, ₹2, ₹5, ₹10)
2 M
Q2
Textbook Exercise • Making ₹6 with Coins
How can you pay ₹6 using two coins?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Take one ₹5 coin and one ₹1 coin.
• ₹5 + ₹1 = ₹6.
• Take one ₹5 coin and one ₹1 coin.
• ₹5 + ₹1 = ₹6.
CBSE Step-by-Step Marking Scheme
₹5 + ₹1 = ₹6
2 M
Q3
Textbook Exercise • Making ₹7 with Coins
How can you pay ₹7 using two coins?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Take one ₹5 coin and one ₹2 coin.
• ₹5 + ₹2 = ₹7.
• Take one ₹5 coin and one ₹2 coin.
• ₹5 + ₹2 = ₹7.
CBSE Step-by-Step Marking Scheme
₹5 + ₹2 = ₹7
2 M
Q4
Let Us Do • Making ₹10 with ₹5 Coins
How many ₹5 coins do you need to make ₹10?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• ₹5 + ₹5 = ₹10.
• You need two ₹5 coins.
• ₹5 + ₹5 = ₹10.
• You need two ₹5 coins.
CBSE Step-by-Step Marking Scheme
Two ₹5 coins
1 M
₹5 + ₹5 = ₹10
1 M
Q5
Textbook Exercise • Making ₹10 with ₹2 Coins
How many ₹2 coins make ₹10?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Count in 2s: 2, 4, 6, 8, 10 (5 times).
• You need five ₹2 coins.
• Count in 2s: 2, 4, 6, 8, 10 (5 times).
• You need five ₹2 coins.
CBSE Step-by-Step Marking Scheme
Five ₹2 coins
2 M
Q6
Let Us Think • Buying an Ice Candy
An orange ice candy costs ₹10. Simran pays with two ₹5 coins. Did she pay the exact amount?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Two ₹5 coins = ₹5 + ₹5 = ₹10.
• Yes, she paid the exact amount.
• Two ₹5 coins = ₹5 + ₹5 = ₹10.
• Yes, she paid the exact amount.
CBSE Step-by-Step Marking Scheme
Yes, exact amount
1 M
₹5 + ₹5 = ₹10
1 M
Q7
Textbook Exercise • Total Bill at Toy Shop
A toy top costs ₹6 and a balloon costs ₹2. What is the total cost?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Cost of top = ₹6
• Cost of balloon = ₹2
• Total cost = ₹6 + ₹2 = ₹8.
• Cost of top = ₹6
• Cost of balloon = ₹2
• Total cost = ₹6 + ₹2 = ₹8.
CBSE Step-by-Step Marking Scheme
₹6 + ₹2 = ₹8
2 M
Q8
Textbook Exercise • Return Change Calculation
Kabir buys a notebook for ₹15. He hands the shopkeeper a ₹20 note. How much change does Kabir get back?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• Money given = ₹20
• Cost of notebook = ₹15
• Change returned = ₹20 - ₹15 = ₹5.
• Money given = ₹20
• Cost of notebook = ₹15
• Change returned = ₹20 - ₹15 = ₹5.
CBSE Step-by-Step Marking Scheme
₹20 - ₹15 = ₹5
1 M
Answer: ₹5
1 M
Q9
Let Us Do • Coin Rubbing Activity
How do you make a coin print on paper using a pencil?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
1. Place a coin underneath a sheet of paper.
2. Rub gently over the paper with a soft pencil.
3. The design and number (₹1, ₹2, ₹5) appears like magic on paper!
1. Place a coin underneath a sheet of paper.
2. Rub gently over the paper with a soft pencil.
3. The design and number (₹1, ₹2, ₹5) appears like magic on paper!
CBSE Step-by-Step Marking Scheme
Place coin under paper
1 M
Rub with pencil
1 M
Q10
Textbook Exercise • Making ₹20 with ₹10 Notes
How many ₹10 notes make a ₹20 note?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• ₹10 + ₹10 = ₹20.
• It takes two ₹10 notes to make ₹20.
• ₹10 + ₹10 = ₹20.
• It takes two ₹10 notes to make ₹20.
CBSE Step-by-Step Marking Scheme
Two ₹10 notes
2 M
Q11
Let Us Think • Can You Buy Both?
Aman has ₹10 in his pocket. A toy car costs ₹8 and a ball costs ₹5. Can Aman buy both toys together?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
1. Total cost of both = ₹8 + ₹5 = ₹13.
2. Aman only has ₹10.
3. Since ₹13 is more than ₹10, No, Aman cannot buy both toys together (he is short by ₹3).
1. Total cost of both = ₹8 + ₹5 = ₹13.
2. Aman only has ₹10.
3. Since ₹13 is more than ₹10, No, Aman cannot buy both toys together (he is short by ₹3).
CBSE Step-by-Step Marking Scheme
No, total is ₹13 > ₹10
1 M
Short by ₹3 noted
1 M
Q12
Textbook Exercise • Match Money to Amount
Match the coin combinations to their total:
(a) ₹5 + ₹5
(b) ₹5 + ₹2 + ₹1
(c) ₹2 + ₹2 + ₹1
[3 Marks]
(a) ₹5 + ₹5
(b) ₹5 + ₹2 + ₹1
(c) ₹2 + ₹2 + ₹1
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• (a) ₹5 + ₹5 = ₹10
• (b) ₹5 + ₹2 + ₹1 = ₹8
• (c) ₹2 + ₹2 + ₹1 = ₹5
• (a) ₹5 + ₹5 = ₹10
• (b) ₹5 + ₹2 + ₹1 = ₹8
• (c) ₹2 + ₹2 + ₹1 = ₹5
CBSE Step-by-Step Marking Scheme
All 3 correctly evaluated
3 M
Q13
Activity • Indian Rupee Symbol
What is the official currency symbol of India? Draw it.
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• The Indian Rupee symbol is ₹.
• It is derived from the Devanagari letter 'र' with a horizontal stroke across the top.
• The Indian Rupee symbol is ₹.
• It is derived from the Devanagari letter 'र' with a horizontal stroke across the top.
CBSE Step-by-Step Marking Scheme
Symbol ₹ identified
1 M
Devanagari 'र' origin
1 M
Q14
Word Problem • Two Candies
One chocolate bar costs ₹4. How much do two chocolate bars cost?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• ₹4 + ₹4 = ₹8.
• ₹4 + ₹4 = ₹8.
CBSE Step-by-Step Marking Scheme
₹4 + ₹4 = ₹8
2 M
Q15
Textbook Exercise • Making ₹15 with Coins and Notes
Name one way to pay ₹15 using a note and a coin.
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• One ₹10 note and one ₹5 coin = ₹10 + ₹5 = ₹15.
• One ₹10 note and one ₹5 coin = ₹10 + ₹5 = ₹15.
CBSE Step-by-Step Marking Scheme
₹10 note + ₹5 coin
2 M
Q16
Let Us Do • Toy Price Tags
A teddy bear has a price tag of ₹18. Ravi pays with a ₹20 note. What coin should the shopkeeper give him back?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• ₹20 - ₹18 = ₹2.
• The shopkeeper should give him a ₹2 coin.
• ₹20 - ₹18 = ₹2.
• The shopkeeper should give him a ₹2 coin.
CBSE Step-by-Step Marking Scheme
₹2 coin
2 M
Q17
Competency Review • Saving in a Piggy Bank
Riya drops a ₹5 coin into her piggy bank on Monday and a ₹5 coin on Tuesday. How much money has she saved?
[2 Marks]
✅ Step-by-Step Solution & Working
Step-by-Step Solution:
• ₹5 + ₹5 = ₹10 saved.
• ₹5 + ₹5 = ₹10 saved.
CBSE Step-by-Step Marking Scheme
₹10 saved
2 M
🌟 NEP 2020 Competency-Based Case Study
Stationery Shop Purchase Case Study
Rohan goes to the stationery shop with a ₹20 note. He buys a wooden pencil for ₹5 and an eraser for ₹3.
Analytical Task: What is the total cost of the pencil and eraser? How much change should the shopkeeper return to Rohan from his ₹20 note?
Evaluation & Model Answer:
1. Total cost = ₹5 + ₹3 = ₹8.
2. Change returned = ₹20 - ₹8 = ₹12 (e.g., a ₹10 coin and a ₹2 coin).
2. Change returned = ₹20 - ₹8 = ₹12 (e.g., a ₹10 coin and a ₹2 coin).
Rubric: 1.5 M for ₹5 + ₹3 = ₹8 + 1.5 M for ₹20 - ₹8 = ₹12 change